Have you ever been faced with a situation where you have to search for how to add money to Netspend card from bank account? Is that what you are currently searching for? I want to assure you that after reading this blog post, you will be able to do that with ease.
First, we would establish how possible it is to add money to the Netspend card from a bank account and go further to see how you can do it. We would examine the charges as well as the time frame and other ways to add money to your netspend card. So stick around and read to the end.
Netspend, like Green Dot, is a global payment service agent that issues prepaid debit Visa and MasterCard to users. With the Netspend debit card, users can make payments for goods and services as well as send money to other payment platforms like PayPal and Cash App and also to family and friends.
The Netspend debit cards act as alternatives to credit cards and checking accounts due to their vast functions. One unique feature of the Netspend card is the fact that it can be reloaded in several ways.
Although the other ways are popular, however, users are not sure if it can be reloaded from a bank account hence they are searching for how to add money to the Netspend card from a bank account. And this is what this article has explained. So let’s get to the bottom of it together.
How To Get A Netspend Card
Just in case you are new to Netspend, I will give a quick explanation of how to get a netspend card before we look at how to add money to a netspend card from a bank account. There are several ways to get a Netspend card and it’s very easy to get also.
You can get your Netspend card from approved stores and reload locations like CVS, Walmart, Walgreen, etc. However, this comes at a fee that varies from place to place. All you have to do is to go to the location, pay, get yours, and get it loaded and activated.
Also, you can get your Netspend card by requesting online by logging into the Netspend website at www.netspend.com. sign up, and create an account by providing all requirements. After that, you can go ahead and request a card which will be delivered to you in a couple of days.
This method does not require any upfront payment. So after you have gotten the card, activate it and reload when necessary, not forgetting to check your balance frequently.
Can I Add Money To My Netspend Card From My Bank Account?
I’m glad to let you know that the answer to that is yes. Excited, right? Adding money to your Netspend card from your bank account is one of the ways to reload your Netspend card easily.
However, you have to link your bank account to Netspend if it is a participating bank. So before we go into the details of how to add money to Netspend cards from a bank account, read the next paragraph where I highlighted how to link your bank account to your Netspend card.
Requirements For Adding Money To Your Netspend Card From Bank Account?
I will quickly highlight the information that you would be required to submit in the process of learning how to add money to a Netspend card from a bank account. Some of them are
- Bank account name
- Account Number
- Your routing Number
- Your activated Netspend card.
How To Link A Bank Account To Netspend Card
Since this is an important prerequisite for the successful learning of how to add money to Netspend from a Bank account, see the steps below.
- Log into your Bank Account
- Navigate to the transfer money section.
- Click on Add Bank Account.
- Follow the prompt to input your Netspend card details which include your Netspend routing and account number as well as your flashpay id.
With this, your Netspend card will be listed among the bank or debit cards so that you can transfer money.
How To Add Money To Netspend Card From Bank Account
So now this is the section that we have been waiting for. Let’s see how to add money to your Netspend card from a bank account by taking the following few steps.
Step 1: Log In To Their Online Bank Account
Download and log into your bank account through the mobile application. The information that is needed to log in differs from bank to bank.
Step 2: Scroll To The Transfer Money Section
After logging in, scroll to the section of the app where you can transfer money to another account.
Step 3: select Linked Account
Go to the area where you would be asked to add an account. Click on the linked account and select Netspend since you had linked your bank account to netspend as explained above.
Step 4: Send Money
Here, all you have to do is to enter the amount of money you wish to send and click on SEND after confirming the information.
After doing this, the money will be sent to your Netspend card account.
How Long Does It Take To Add Money To Your Netspend Card From Bank Account?
Furthermore on how to add money to a Netspend card from a bank account. Let’s see how long the process takes and when it will reflect in your Netspend balance.
The process of transferring money from your bank account to a Netspend card is short and simple as shown above. Therefore it wouldn’t take more than just a few minutes to complete. However, receiving the money in your Netspend balance may take some hours to days depending on your bank policy and the method of transfer.
Note that the fund will be available in your account as soon as they are electronically deposited into it.
How Much Can I Add To My Netspend Card From Bank Account?
It’s good to know the loading limit before you proceed to use the steps described In how to add money to your Netspend from a bank account.
The maximum amount of money that can be added to your Netspend from a bank account is $2500 daily and $15000 monthly. However, you can load up to $7500 daily with Direct Deposit.
How Much Does It Cost To Add Money To Netspend Card From Bank Account?
Lastly, before we call it a day on how to add money to Netspend from a bank account is the issue of charges. Netspend will not charge you any fee for receiving money from your bank account.
However, standard bank transfer fees will be charged. The amount is determined by your bank hence it is not fixed for all banks. This fee will be deducted from your bank account, not your Netspend account.
Other ways To Add Money To Your Netspend Card
- Wire transfer
- Receiving payment from friends and family
- Reload locations.
- Direct Deposit
- PayPal, etc.
This post has discussed the steps of how to add money to a Netspend card from a bank account. We can see from the discussion above that it is an easy process that takes just four steps.
We also looked at how you can get your Netspend card if you are new to it, how to link your bank account, the time frame for adding money from a bank account as well as the fees.