In this article, we shall be talking about the Sutton Bank cash app routing number. If you want to use the direct deposit feature on Cash App, you will be required to provide the depositor with a routing number before it will be possible for them to deposit money directly to your Cash App account.
But how come the routing number since the cash app is not a bank? And it is not possible for a cash app to have a routing number. Cash App doesn’t have a routing number but the good news is that they can issue you with a routing number because it is affiliated with Sutton Bank. Your routing number is dependent on the bank you are operating which invariably regulates the direct deposit features in Cash App.
Routing number is very important for financial transactions and that is why in this article on Sutton Bank Cash App Routing Number, I will discuss the cash app direct deposit features and how it is affiliated with Sutton Bank. Not only that, I will also show you the simplified steps you can use to receive deposits with a routing number, and other related aspects of this write up.
What Is A Routing Number
A routing number in the United States is a 9-digit code or number that is usually issued to customers who have a bank account in the U.S. Routing number is also called the ABA(American Bankers Association) routing transit number.
The bankers in America created and designed bank routing numbers to help financial institutions to send and receive money, not only that routing numbers also help banks to process paper checks between financial institutions.
Why Sutton Bank Cash App Routing Number?
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It usually calls for questions once you notice that Cash App uses a routing number that is linked to Sutton Bank despite the fact that Cash App isn’t a bank. But you are not the first to ask this question neither will you be the last person to get worried with that but nevertheless, how it came to be will be detailed in this section.
Let’s get the point straight, have you ever wondered why Cash App issues debit cards, facilitates direct deposits and above all, supports direct deposits despite the fact that it is not a bank? The answer is simple, according to the norms, Cash App can’t do this in isolation, it must be affiliated with banks before that could be achieved.
And because of its affiliation with Sutton Bank, that is the simple reason that it uses Sutton Bank’s routing number and that’s all, there is no other hidden reason(s).
On the other hand, Sutton Bank is a renowned financial institution in the United States that offers excellent financial services to their customers like issuance of debit cards. Not only that, they also give bank accounts and credit cards to their users.
Meanwhile, in order for Cash App to offer special features beyond online banking, they affiliated with Sutton to offer Cash Card, Cash App’s debit MasterCard. It would also interest you to know that Sutton Bank has been the engine room behind the direct deposit features on Cash App.
What Is The Sutton Bank Cash App Routing Number?
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For the purpose of clarity, there are two different routing numbers that are associated with Cash App because of their partnership with two different financial institutions to bring full banking features to the payment app. You will be able to differentiate if your cash app routing number is that of Sutton Bank or bank by comparing Sutton’s routing number with what yours.
The Sutton Bank Cash App Routing Number is by 041215663.
As I stated earlier, your cash app routing number may be different from the one above, this is so because your cash app routing number is determined by the bank that facilitates your Cash App card. Nevertheless, if yours is the same as the above, it means that your Cash App direct deposit routing number is from Sutton Bank.
How To Find Your Sultan Bank Cash App Routing Number
If you don’t know your Cash App routing number, just follow these simple procedures:
- Open your Cash App
- Go to the Cash App home screen
- Choose the “Banking or Money” tab
- Now, your account balance will show up
- Look below your account balance
- Click on the routing number
- Now that you have seen it, you can either copy the nine digit number or pen it down in your diary.
Is The Routing Number The Same For Everyone On Cash App?
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No, the routing number is not the same for everyone on the cash app. But this doesn’t mean that Sutton bank has different routing number but due to the fact that Cash App is partnering with both Sutton Bank and Lincoln Bank, hence the two banks have different routing numbers the Lincoln Bank Cash App routing number is 073923033. So, your cash app routing number can either be 073923033 from Lincoln Bank or 041215663 from Sutton Bank.
Can I Change the Routing Number on Cash App?
No, for now, it is not possible to change the routing number on the cash app.
From the foregoing, we can see that Cash App is partnering with two different banks that assign routing numbers to the users. What happens is that once you request for a cash app card, you can’t really predict the routing number that will be assigned to you.
But what if you don’t really like the routing number that was assigned to you, will it be possible for you to change it?
Currently, there are no established procedures to change your routing number on a cash app. That aside, you can’t even predict what your routing number may look like when you request it.
As it stands now, the only alternative is that if you don’t fancy the routing number that was assigned to you, you need to close the account and open another one anticipating to get a better routing number.
FAQ’s
Does The Cash App Go Through Sutton Bank?
Yes, cash app goes through Sutton bank because cash app is partnering with it. Not only that it is partnering with Sutton bank, cash app is also affiliated with Lincoln Bank.
Does Cash App Have A Routing And Account Number?
Yes, cash app has a routing and account number, if you don’t know yours, just follow these few steps and thank me later
- Open your Cash App
- Go to the Cash App home screen
- Choose the “Banking or Money” tab
- Now, your account balance will show up
- Look below your account balance
- Click on the routing and account number
- Now that you have seen it, you can either copy the routing and account number or pen it down in your diary.
Does Sutton Bank Deal With Direct Deposit On Cash App?
If you want to use cash app to set up a direct debit, you need extra information like the routing number, bank name and account numbers.
With these additional information, you can set up direct deposit on cash app since it is partnering with other financial institutions like Sutton bank.
What Bank Is Cash App On Plaid?
In terms of plaid, cash app uses Lincoln Savings Bank as their core bank to link with plaid. Interestingly, plaid supports and link with more than 10,000 financial institutions and credit unions.
