Do you intend to bank with TCF but you’ve been banging your head searching the internet for how to open TCF bank account online?. Now take a chill bill because you’ve landed on the right page.
In this post, I will be taking you through how to open a TCF bank account and also show the needed requirements and all you need to make the process an easy one. That sounds like a relief right, then let’s proceed straight away.
TCF Bank is one of the oldest banks in the United States with its headquarters in Detroit. It has over 450 service centers all over the country. Although it recently did a merger with Huntington Bank, its activities remain the same. The bank is accessible to those who live in Arizona, Colorado, Illinois, Michigan, Minnesota, South Dakota, or Wisconsin.
The bank is most notable for its offers of personal and business loans hence people are still interested in banking with it and are thus asking and searching for how to open a TCF bank account. So read this article keenly as I expose you to how to open a TCF bank account, the benefits of having an account with TCF, the requirement for opening a TCF bank account and so much more.
What Type Of Account Can I Open At TCF Bank?
TCF bank is a full-fledged bank that offers complete banking services. And as such, you can open a Savings or a Checkings account depending on what you desire. Both types of accounts exist with their requirements as well as terms and conditions.
There are various categories of checking accounts that depend on your status and ability. For instance, the Free Student Checkings account for college-age students.
TCF Bank also has different types of Savings Account with each having its requirements as well as terms and conditions. Some examples of TCF Savings accounts are Free Savings, Power Savings, Performance Savings, as well as TCF Power Money Market. So pick any of them, go through its features, and decide on the one you want to open before proceeding to learn how to open a TCF bank account.
Where Can I Open TCF Bank Account?
Often while surfing the web, I come across questions where people want to know if they can open a TCF bank account online or onsite (in person). If you’ve asked such a question and haven’t gotten an answer then pay attention to this as I continue.
TCF bank accounts can be opened in three ways or three places. The three places are online via the TCF website at www.tcf.com, the TCF mobile application, and in-person by visiting any of the TCF branches nearest to you. We will see more on how to open a TCF bank account as we move on.
Requirements To open a tcf bank account
The following requirements must be met and provided before you think of going ahead with how to open a TCF bank account. Failure to provide them mars the entire process. So follow me as I show you the requirements to open a TCF bank account.
- You must have attained the age of 18 and above.
- Must be either a citizen of the United States or a Resident Alien.
- Must have either a driver’s license, State ID, US military ID, or US passport.
- Must provide your Social Security Number (SSN) for identification.
- Home address
- Email address
- Phone number
- Your name
- A valid mailing address in one of the following places. Minnesota, Illinois, Michigan, Wisconsin, Indiana, Colorado, Arizona, North Dakota, Florida, or Iowa
- Money to fund the account. The amount varies with the type of account. This can be provided either through a credit or debit card or through a bank transfer. If you are using the last option, the routing and account number of the sending bank must be provided.
How To Open TCF Bank Account
We earlier noted in “where to open a TCF bank account” above that it can be done in three places. And I stated that we would see how that is done as we proceed. Here it is. Let us see how to open a TCF bank account in person (bank), on their website, and on the mobile application.
How To Open TCF Bank Account Online
Whether you want to open an account on the TCF website or the mobile application, these are the steps to take in opening a TCF bank account online.
- Download the mobile app or visit the TCF website.
- Select the type of account you wish to open from the list.
- Either enter your Zip Code or click Open Online. This is to begin the application process.
- Provide all required information by entering them manually or uploading your ID to pre-fill your information.
- Complete the application process by following the prompt on the screen.
- Next is to set up account access online and find the account.
With this, your TCF account has been successfully opened online. Your account number and other information will be communicated to you either through your mailing address or email.
How To Open TCF Bank Account In Bank (on-site or in-person.)
In this type of how to open a TCF bank account, you have to locate the branch or TCF service center nearest to you. Remember we noted in the introduction that the bank has over 45 branches across the Us.
So all you have to do is go to the nearest one with all requirements listed above. Ask the front desk or customer service representative for the form to open an account. Manually fill in all the requirements and hand over the document to the representative who will enter them into their day base, open the account, and give you any further information.
How To Locate The Nearest TCF Bank
Since how to open a TCF bank account in person requires finding the nearest branch. Let’s see how to locate the nearest TCF bank.
One way to do that is to visit www.tcfbank.com/locations. Enter your city, state, or zip code on the search bar and you will be shown the nearest branch. This is the best way to do it.
Also, you can locate the nearest TCF bank near you by inputting your address on your phone or computer’s search engine.
Lastly, you can locate the nearest TCF branch by contacting the customer support center at 800-823-2265.
How Much Does It Cost To Open TCF Bank Account?
The amount it costs to open a TCF bank account varies with the type of account. While some like the Free Student checking account might not cost you money, others cost at least $25.
Does TCF Bank Have Monthly Fees?
With TCF checking account, there is no minimum monthly balance and monthly fees. You will be, however, required to pay some miscellaneous fees as time goes on.
TCF is a reputable bank that has stood the test of time. For you who are interested in banking with TCF, this article has shown you how to open a TCF account both online and in the bank.
We also showed you how to locate the nearest branch close to you and the requirements for opening an account as well as the fees. With this, I’m confident you can open your TCF bank account with ease.