What is the navy federal credit union routing number? What is the routing number used for? Where can I find my routing number for Navy Federal Credit Union?
If you are one of those tired of asking any of the above questions without getting a reasonable answer, then read this article that has a clear explanation and answers to all of the questions above a d even more.
What Is Routing Number?
A routing number is a set of nine digits codes that are used for identifying a financial institution. These numbers are unique to each bank or institution hence no two financial institutions have the same routing number. Routing numbers are also called ABA routing numbers, Routing Transit Numbers (RTN,) or simply Transit numbers.
The routing number is one of the policies of the America Bankers Association that was created in the 1900s. And it aims to help locate a bank easily thereby facilitating easy processing of transactions especially those that involve two different banks.
Each financial institution has its routing number. While some large banks or credit unions might have more than one routing number, other smaller ones including Navy Federal have just one routing number and this is used to process its transaction.
How Many Digits Does A Routing Number Have?
As you would have deciphered from its definition, a routing number is a unique set of nine digits numbers. Therefore it is made up of 9 digits. The first four digits represent the Federal routing.
The next four digits represent the America Bankers Association (ABA). And the last digit is for the bank. Now let us see what the routing number is used for.
What Are The Uses Of A Routing Number?
The routing number is as important as your account number when it comes to financial transactions. This is because it helps to identify the institution to which you are a customer. Hence they are necessary for the successful processing of financial transactions that involve two banks.
I will highlight some of the transactions where a routing number is needed below.
- ACH transfers
- International and domestic wire transfers
- Automatic payment of bills.
- Processing Direct Deposits.
- Receiving tax payments, salaries, refunds, other government benefits, etc.
Now, that you know how important a routing number is, let us move forward to see the routing number for Navy Federal Credit Union.
Is There A Routing Number For Navy Federal Credit Union?
Yes, Navy Federal Credit Union has a routing number. This is expected because it is a financial institution and it process all of those transactions listed above. So having a routing number is not a surprise.
Like others, the routing number for Navy Federal Credit Union is made of 9 digits. The first four digits are called the Federal Reserve Processing Symbol. During the processing of transactions, these numbers help to identify the Federal Reserve District and the regional processing center where the Credit Union is located.
The next four digits help to determine the bank that the transaction is coming from which in this case is the Navy Federal Credit Union. The last digit which is referred to as the Check Digit is responsible for making sure that the number is correct.
What Is The Routing Number For Navy Federal Credit Union?
The routing number for Navy Federal Credit Union is 256074974. This is the routing number that you should use when carrying out any form of banking transaction that requires you to enter a routing number. Some of such transactions include ACH transfers, Direct deposits, wire transfers, and others listed at the beginning of this post.
What Is The Routing Number Of The Navy Federal Credit Union For International Wire Transfers?
The routing number used for international transfers by customers of the Navy Federal Credit Union is 256074974.
It is important to let you know here that there is only one routing number used for both domestic and international wire transfers. However, you may be required to include a SWIFT code when carrying out international wire transfers. Apart from that, the routing number remains the same.
If you are unsure of the answer given here and you want to know how to find the routing number for Navy Federal Credit Union yourself, then continue reading as I take you through several ways of doing that.
Where Can I Find The Routing Number For Navy Federal Credit Union?
There are several places and ways to find the routing number for Navy Federal Credit Union. You can find it on your paper check, on the company’s website, by calling the customer service of the Navy Federal Credit Union, on the Federal Reserve website, on your monthly statement, and on the mobile app of the institution. See the details of each of them below.
On a Paper Check
The easiest way to find the routing number of the Navy Federal Credit Union is on the paper check if you have one. To do this, simply look to the bottom left side of the check. There you will find three sets of numbers. The first set of nine digits is your routing number. Next to it is your account number containing 10 digits. And the last set of numbers is your check number.
In The Navy Federal Credit Union’s Website
You can also confirm and get the accurate routing number for Navy Federal Credit Union by visiting the official website of the company.
On The Mobile App
If you have registered for mobile banking, you can log in to your account on the mobile app of the Navy Federal Credit Union and you will find your routing number.
Federal Reserve Website
When you visit the Federal Reserve website, enter the name of your institution and your location, and you will be shown your routing number.
Call Customer Service
The last easy way to find the routing number for Navy Federal Credit Union is by calling the customer service of the institution. The number to call is 1-888-842-6328.
How Many Routing Numbers Does The Navy Federal Credit Union Have?
The Navy Federal Credit Union has just one routing number. This is opposed to any other financial institutions that have different routing numbers for the various branches of their institution. And because the Navy Federal Credit Union routing number is one, it is easy to find and locate it as we have shown you above.
Routing numbers are keys to any successful banking transaction. We have shown you the routing number for Navy Federal Credit Union in this post. And also showed you how to find it yourself in case of other transactions as well as what it is used for. Call the customer service phone number listed above for further questions.