Chime as a financial technology company issues cards to their subscribers through Bancorp Bank or Stride Bank, N.A. which it is affiliated with. When you apply for a Chime Card, you may not get it instantly; then, how long does it take to receive a Chime Card? This is totally dependent on some factors and that is why the duration it will take for someone to receive a Chime card may vary considerably.
However, once you open a Chime account, the Visa debit card is usually placed in the mail within a working day. Meanwhile, it may take about 7 to 8 working days before your debit card can be delivered to your home address. It takes this long because the card needs to be personalized before it could be delivered to you.
But if after eight days and you didn’t get your card, you can contact Chime customer care via mobile app chat or better still, you can call them on 1 – 844 – 244 – 6363.
What Cards Can You Get At Chime?
With Chime, you can get a Prepaid card which is informed of a visa debit card that is linked to your Chime checking account. Interestingly, Chime debit card is accepted everywhere that Visa card is used and the don’t charge overdraft fees or other fees for using the debit card.
It will also interest you to note that Chime debit card can be used in ATMs without you paying for the monthly maintenance fee, and not only that there is no minimum balance requirements to obtain the card.
Chime Credit Builder Visa Credit Card
This is a special card designed by Chime to help you build and improve your credit history by making daily purchases and timely bill payment. This Chime credit card builder doesn’t incur monthly or annual charges, not only only that, there is no security deposit or credit check required before one can apply.
How To Order The Chime Card?
Ordering for Chime card is very simple, it is not a big deal, just follow these simple procedures:
- Login to Chime’s online page
- Navigate to top menu
- Tap on “accounts”
- Go to the drop down of the menu
- Tap on Chime Checking Account
N/B; Once you have done that, you will be able to see all the information about Chime checking account on that page. The first part of the information will require you to fill in your details.
- Fill in your email address
- Tap on the green button to get started
And another form will appear which will require you to provide more of your details
- Enter your first and last name
- Click next
- Enter your date of birth
Once you have created your account, you can now login to your account and go to the Chime Visa debit card application. Now you have provided your details like address, email and phone number.
Having done the above correctly, you will receive a mail informing you on the business day that you will receive your Visa debit card.
How To Apply For A Credit Card?
Applying for a Chime credit card at Chime follows the same procedures with that of debit, you can check the above section for the procedures. However, the additional steps is that from your account, select the option of “apply for credit card” and fill in the necessary information. Remember that it may take up to 7-8 days before the card will be delivered to you.
How Long Does It Take To Receive A Chime Card?
It takes about 7- 8 working days to receive a Chime card. The 7- 8 starts counting from the day that you opened your Chime account. It takes this long because the card needs to be personalized.
How To Make Transactions While Waiting For A Chime Card?
Once you have opened an account with Chime and are still waiting for your card to be ready, there is a temporary card through a virtual option that allows you to transact your business like making purchases or bill payment with Apple Pay or Google Pay.
But before this can be done, you need to go to your Chime account settings and search for “view my card”.
Once you have seen “view my card” the next you should check out for is the details of the temporary virtual card. The Details Of Chime Temporary Virtual Card Include:
- Card number
- CVV details
- Card expiring date.
N/B: You are required to save all these details so that you can add them in your online transactions or mobile app.
Chime Visa Debit Card Activation
Once you get your card, you must activate it before using it. To activate your Chime Visa Debit card, do this:
- Sign in to Chime mobile app
- Look at the top corner of the app and you will see ‘Card Status’
- Click on the green tab to “activate card”
N/B; If the activating button doesn’t appear, you should contact Chime customer care via the Chatbot and request for activation, or better still, you can call them on 1 – 844 – 244 – 6363. What the operator does is to restart your account and the button will appear.
Now, if you click the activation button, you would be required to fill some information about the card, ensure that you have the correct details at hand, and once you are done, click on “confirm”. That’s all, you have successfully activated your Chime card.
Where Can I Use My Card?
Chime debit card is accepted in all the retail shops and establishment where Visa cards are used. However, for the Chime credit card, it is recommended that you ask the retail stores or establishment to know whether they accept credit cards for payment or not before transacting your business.
Meanwhile, Chime credit card is majorly for online purchases. Once it is online transactions, you won’t have any challenge using the credit card because most retail stores accept it for online purchases. But whichever way, should you experience any inconveniences in using it, don’t hesitate to contact the company for solution.
How To Use Chime Temporary Card
The Chime temporary virtual card is available in their mobile app in the setting section. Once you are done activating your physical card, then, the temporary virtual card will be visible at the settings section with the card number, CVV and expiring date.
I Have Misplaced My Chime Visa Debit Card, Is It Possible To Turn Off My Card?
Yes, it is possible to temporarily block your card if you lose it or it is stolen from you. All you need to do is:
- Login to the Chime app
- Navigate to settings
- Switch off Chime card transactions
- Then, to get a new card
- Navigate to settings again
- Tap on replace my card.
However, if you still have challenges using the app, contact Chime customer support line on 1-844-244-6363
Can I Activate My Chime Card Before It Arrives?
Yes, it is possible to activate your chime card before it arrives. All you need to do is to Login to the Chime official website and at the top right corner of the screen, tap the Login tab and follow the instructions.
How Do I Put Money On My Chime Card?
Once you visit any establishment, look for their accountant or cashier as the case may be and handover your Chime card to them and give them the exact amount you want to add to your card.
Where Do Chime Cards Come From?
Chime is not a bank rather it is a financial technology company, hence, all the banking services including the Chime debit card are provided by the Bancorp Bank or Stride Bank, N.A. and the bank is a member of FDIC. But Chime credit builder card is issued by Stride Bank, N.A.
Is Chime Card Instant?
No, it is not instant but the duration varies considerably depending on your previous bank’s policy. However, all the card transactions with Chime will only take a few days to complete the transaction.
Can You Use Chime Without Card?
Yes, you can use Chime without a card though it involves some processes. This can be possible if you use a digital wallet in an ATM that makes use of NFC technology to carry out cardless transactions. If you want to use the digital wallet, do this:
- Click your phone to link with the contactless symbol on the ATM
- Then, your phone digital wallet will open
- Choose the card you want to use
- Insert your secret pin and that’s all.
Does Chime Give You A Temporary Card?
Yes, you can access your funds when your Chime card is still been processed via Temporary Digital Card feature which is available in your Chime app setting section. Whenever, you get your physical card you can replace the temporary or digital card.
What Is The Credit Limit On A Chime Card?
The Chime credit builder card doesn’t have a maximum amount based on your credit history. Rather, there is a $10,000 cap for daily purchases.
Does Chime Give You A Virtual Card?
Yes, Chime gives a virtual card. If you have a physical credit card, it is very easy to get the virtual card, just go to your Sign in to your online credit card account and navigate to your account settings. In the account settings, look for “virtual card number or virtual credit card” and activate it.
Hopefully you have learnt how long it takes to receive a Chime Card? So, you’re looking to receiving your chime debit card” kindly be patient while it arrives.